Fraud Analyst

As the scale of business increases, so does the element of risk involved. Companies are constantly on the look-out for any defaulters or swindlers looking to con the firm. However, with the increase in stakes, companies need to be extremely alert to any possible loopholes in their security system. Thus, the role of fraud analysts has become very crucial.
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<br>Fraud Analyst – Job Description
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<br>Fraud analysts are employed in various spheres namely, banking, finance, insurance, cyberspace etc. Their major responsibilities include investigating a particular fraud and devising new techniques to prevent such scams in the future. For this, fraud analysts have to conduct various tasks that include:
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<br>1. The foremost task for a fraud analyst is to scrutinize the work cases very minutely to find any potential fraudulent cases. This is especially important while analyzing bank accounts, credit history, illegal use of credit cards and investment portfolios.
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<br>2. While analyzing these accounts, if there are any discrepancies, the analysts immediately take up that account and take any legal action against the owner. They must constantly monitor transaction characteristics and account changes. In this stage, analysts look for indicators or warning signs that would point to any potential fraud.
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<br>3. Thus, if account owners have a consistent bad credit history or very poor bank balances, fraud analysts need to monitor such accounts very closely. They must maintain a detailed report of the discrepancies, level of risk involved for the company and the fraud type.
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<br>4. Often detecting such cases can be very difficult, especially for very large number of transactions or companies. Thus, in such cases analysts must rely on multiple systems and tools. Analysts also need to refer to several established procedures and guidelines while solving such problematic cases.
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<br>5. As a part of their work, they also need to take large number of calls and talk to several of their clients in the process of their fraud investigations.
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<br>6. Often clients are cheated of their accounts and companies need to reimburse fraud claims in such cases. In such cases, analysts need to first verify the credibility of the fraud and once found appropriate can ask the company to settle the claims.
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<br>7. Fraud analysts also play a vital role in investigating cyber crime. The virtual world is a colossal maze and tracing online frauds is very difficult.
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<br>8. Some of the major challenges in this include identifying fake or criminal websites, network abuse and data threats. Also, the virtual world gives a chance to mask the real identity very easily. Thus, analysts need to conduct extensive research and drilldown greatly to reach up to the roots of the forgery.
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<br>Salary
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<br>The average salary of fraud analysts is about $65,000. However, for larger companies and projects candidates can also aim to get remuneration packages ranging from $71,000 to $90,000. However, the figure greatly depends upon the skill set and experience that reflects in the resume of the candidate.
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<br>Many candidates, especially freshers, lose out on good opportunities due to poorly formatted resumes. It is recommended to follow the format of professionally made sample resumes to secure desired positions.
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<br>With the growing number of thefts and cases of cheating, analysts must be extremely alert and be prepared with the latest techniques and procedures to prevent such crimes.
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<br>About the Author: Author Rachel Williams is a career counselor and helps job seekers by providing <a href="http://www.bestsampleresume.com/" rel="nofollow">sample resumes</a> for different spheres. Find sample <a href="http://www.bestsampleresume.com/analyst-resumes.html" rel="nofollow">analyst resumes</a> here.
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Some modern and contemporary designs of wedding rings | ArticlesBase.com

<p>Wedding ring set   are important because it compiles the both ring for you and for your beloved. Therefore buying a wedding ring and making a right choice is crucial and tough. You can buy a matching wedding ring set which consists of same styled ring for men and women. Or you can choose a set which has contrasting but complimenting rings for bride and groom.     <br /><br />In wedding jewelry sets you can not ignore your wedding ring set. Engagement ring and wedding ring comprise the wedding ring set of yours. Without these two things your wedding jewelry set can not be completed. Now you can make you wedding ring and your engagement ring similar to each other or make them differently. You can make your engagement ring and wedding ring designed like a ban. For its simplicity wedding bands and engagement bands have been liked by couples now a day. Your wedding ring set can be totally made up with gold or platinum. You can make your wedding ring set even more beautiful with a diamond or a Safire, or a ruby or an emerald. The choice is yours as it would be better to choose that matching with your wedding dress and ambience. You and your partner should consult before making the final choice as your wedding ring set that is rings for you and for your partner should complement each other. Some couples prefer matching wedding ring set as it looks so cute and complementary. Matching wedding ring set with engraving the respective names on the rings has also been the trend of now. For preparing the matching rings jewelry makers apply a method which can be identified with both styles. Neither the style of masculinity nor the style of feminine is dominant in these types of rings. That is they are matching and they can be worn by both men and women. Your matching rings can be handmade. You can choose the thickness of the band and the embellishments to distinguish your ring set from the many others that are around. <br /><br />As it is matching so you and your partner both have to choose the design of the ring and the matching factor. It can suit yours’ personality. The color and style and size of ring do not suit everybody so it is very important to have a look at all these things. Different people suits different colors and also wear different types of clothes and accessories. There are practical implications as well. People are now prefers to have a design which is easy to clean and handle. When looking for a wedding ring set it is important to make sure that both you and your partner's hand suits the rings. Different people suits different colors and also wear different types of clothes and accessories. There are practical implications as well. A person who needs to clean their ring because of work will need a simple design that is easy to clean.<br /><br />It is usually a good idea to choose the thickness of the band and the embellishments to distinguish your ring set from the many others that are around.</p><strong>About the Author:</strong><br /><p>The <a href="http://www.weddingringsdepot.com" rel="nofollow">wedding ring set</a>, <a href="http://www.weddingringsdepot.com/productcart/pc/viewCategories.asp?pageStyle=h&idCategory=39" rel="nofollow">engagement ring</a> and <a href="http://www.weddingringsdepot.com/productcart/pc/viewCategories.asp?pageStyle=h&idCategory=39" rel="nofollow">engagement rings</a> you can get here with attractive price.</p>

Ten Strategies To Help You Be Assertive

<p>BEING ASSERTIVE <p> Many people find it extremely difficult to be assertive, whether it is in the work place, or in their personal lives. All too often, there is confusion between being assertive and being aggressive. It is my belief that you lose credibility and the moral high ground as soon as you show any signs of aggression. <p> There are some very simple principles to being assertive. <p> EXPECTATION <p> Expect to be listened to, you’ll be amazed at the difference there is when you are mentally prepared. Think about the lion tamer. If he shows fear the animal will know and attack. <p> Set clear expectations of yourselves and others; don’t expect other people to read what is in your mind. Articulate exactly what you expect from them and why. <p> BOUNDARIES <p> Creating positive boundaries is important. We all feel at our most comfortable if we know how far we can go. Take control of the situation and set out your expectations. <p> PHYSICAL PRESENCE <p> How you use body language can make a huge difference to the way others treat us. It is part of the “expect to be listened to.” Hold your head up high, be a force to be reckoned with. If you look intimidated others will be intimidating. Be careful not to intimidate others. <p> If you are on home territory think about how you arrange the room and plan your engagement with others. Where you sit, whether you use a desk or sit on comfortable chairs at equal height all have a bearing on how the interaction with others will work. Be careful not to give mixed messages. <p> If you are about to haul someone over the coals keep the situation formal. <p> USE OF VOICE <p> The tone of voice has a major impact on whether you will be heard, take a deep breath so that your voice is sustained. Think about the message you want to give. Be wary of the following: the shout, nag, whine, Uriah Heap (I’m ever so ‘umble”. You do not need to raise your voice, simply state what you want to say in a matter or fact voice without heat. Try it out in the privacy of your bedroom. <p> Be careful to use a voice which can be heard, is interesting in pitch and delivery. Breathe properly and protect your vocal cords. <p> BE PREPARED <p> If you are prepared you will speak with more authority, be better able to deal with the things that come up. Plan what you want to say, this is particularly important if you are to speaking to a group of people. <p> CREATE RAPPORT <p> During any introduction it is important to connect with the group you work with. Be open, friendly, smile and feel in control. It will have a positive impact on the person or the group. <p> THINK OF THE LANGUAGE YOU USE <p> It can be extremely powerful. If you start with a positive statement it sets the tone. If you constantly ask people to do you a favour they will begin to believe they are doing you a favour rather than it be part of their job. “I would like you to ……” is a better style. <p> REMEMBER TO THANK <p> If people have done what was asked it is really important that you acknowledge their effort. They will be far more inclined to put themselves out again in the future. <p> USE HUMOUR <p> But appropriately. Never at your clients or colleagues expense. <p> IF YOU DO NOT GET WHAT YOU WANT <p> Be calm, be persistent and stay in control. Repeat what you want and why. Ask them to consider the implications of not doing as you request. Don’t threaten, bully or shout. Stick to your guns and if you outline a consequence it is important that you carry it out. <p> Those who find being assertive difficult often assume that everyone else finds it easy. The reality is that most people can feel anxious or wrong footed in some situations. I find it fascinating that when you talk to someone who appears supremely confident the reality is often very different. Acting confident is what makes the difference â€" you can do it too with a little bit of practice. <p> <p> <p></p>